A scholar of Zhenguan in the Tang Dynasty

Page 783

Fan Jian smiled and said, "Let's leave then, this villain in Chang'an has to go to several houses, so don't give it to my old man!"

"Wait!" Cheng Yaojin called to stop Fan Jian and said, "You said why are you servants so ignorant, I'm just being polite, so this is a pledge."

Chapter 920

Cheng Yaojin signed the deposit very readily, and after Fan Jian took one copy in duplicate, he left. Cheng Chumo walked out from the side and said, "Old man, is that why you agreed?"

"Boy, don't look at this Fan Jian who has a smiling face all day long, but the old man thinks this guy is not simple." Cheng Yaojin said.

Cheng Chu silently ate the fruit, "There's nothing so simple."

"Back then, there was a person beside His Majesty, named Wang Qin, who was the shadow of His Majesty." Cheng Yaojin said in a low voice, "This old man can smell the same smell as Wang Qin, besides, Gu Qing back then was It's hard for a clever woman to cook without rice, but now it's different, Gu Qing's wings have grown so strong, even if our family doesn't take him, Gu Qing can continue to do this business, I really think the other Chang'an families are confused."

"That's true." Cheng Chumo said while eating the fruit.

"You should be on guard. You should be on guard. Don't be polite when you are honest. Gu Qing is sincere this time. If you don't accept it, I am ignorant. Don't ruin our Cheng family's style." Cheng Yaojin said with a smile.

Fan Jian was busy in Chang'an until noon, and the journey went smoothly. Cheng's family, Niu's family, and Li Xiaogong's family had all signed the contract.

After returning home, Fan Jian handed over the three-point contract to Gu Qing, "Everything is going well with the Patriarch."

Gu Qing looked at the contract and nodded, "Tell the dwarfs and monks who are still building the roads that the stations on each road can also be built."

"Yes." Fan Jian nodded.

The three-point IOU contract of the Cheng family, the Niu family, and the Li Xiaogong family was taken out of the contract, and Gu Qing then instructed, "Give these three copies to Madam, and let Madam register and make a case in the bank. , although there is no interest, but it can be regarded as the first order."

"Understood." Fan Jian nodded.

Wu Mei, who was still in the bank, received the IOU from the maid, and after confirming that it was correct, she said, "It's the bank's first business to make a case."

"Yes." The servant girl on the side said again: "The eighteen shopkeepers in Chang'an have already come to the bank to save money."

"Okay." Wu Mei nodded slightly and then instructed, "Notify the shopkeepers of the bank who have been distributed in the court, and tell them that the bank has a lot of money to lend them. The loan is subject to interest and audit. If they want to do business I don’t have enough cash on hand, and I can lend the money to merchants in Chang’an after verification by the bank.”

The maid nodded again.

Wu Mei put away her thoughts, and in this way, the direction of the bank can be opened, just like Gu Qing said that after the money is deposited in the bank, it is just a number, and the purpose is to make this number continue to grow.

After the excitement of perfume yesterday, today it was too late to wait for the perfume. Many dignitaries in Chang'an were looking forward to it, until today Chang'an's court bank made two moves, which opened up a lot of chatter in Chang'an. Many people are discussing.

The money bank first saves money and can get benefits. As long as you save money, you will get some spare money every year, and the more you save, the more you will get. The reputation has always been good, especially in business.

The other is that the bank can still borrow money, but the borrowed money needs to be repaid, but it needs to charge a certain amount of interest, but the interest is very low after a little calculation.

The two actions of the Qianzhuang caused a lot of discussion among the public. Some people broke the news that Gu Qing handed over all his wealth to the Qianzhuang. More.

Wu Mei had been busy at the bank for another day, and at dusk she said to the shopkeepers in front of her eyes: "A total of 50 coins have been entered into the account today, and more than 50 of the 40 coins are from merchants that have business dealings with the Gu family. In the end, I am very dissatisfied, because you didn't put much effort into it, I know you will say that all the merchants in Chang'an were in the hands of the Gu family, and it is understandable that the bank has become what it is now, right?"

Several shopkeepers lowered their heads.

Wu Mei went on to say: "If you think so, don't be afraid that our Gu family will always be in charge of the bank in the future. This situation in the future is due to your lack of effort and lack of enterprising spirit. You can break the pot and smash it. Anyway, our Gu family just puts the money away. It's just in another place, I know the reason why the court sent you to the bank, I really thought that our Gu family was blind and didn't know your details."

"Your net worth is very clean, and the Gu family will doubt you if it is too clean." Wu Mei continued: "It is impossible for me to find out the connections of the Gu family. Stealing a teacher, am I right? The son of Li Xiaogong, king of Hejian County, Li Chongyi, the former governor of Yizhou, Mr. Li?"

Li Chongyi stood in the middle of the storekeeper with a pale complexion. He didn't expect Wu Mei to expose him in front of so many people. After coming to Chang'an, not many people knew his identity. Knowing Gu Qing's strength, his father also warned him. It's just because of Li Chengqian's favor that he came to the bank.

"How do you know?" Li Chongyi raised his head slightly.

"Don't ask me how I know, our Gu family knows exactly where you guys came from, and our Gu family also knows Li Chengqian's purpose for putting you in the bank."

Listening to Wu Mei's words, several shopkeepers recalled the interview with Li Chengqian before they came to the bank. Li Chengqian sent himself to the bank for the purpose. Although Mei didn't say it clearly, they couldn't hold their heads up in the face of this embarrassment.

"If you don't do well, Li Chengqian won't be satisfied with you. I don't know what Li Chengqian will do with you. I don't know what Li Chengqian will do. Do it for yourself. If you continue to be so negligent, do you still need me to remind you? Don't disappoint Li Chengqian's promise to you." Hope." Wu Mei left with a sneer.

After Wu Mei's footsteps went away, Li Chongyi let out a long breath.

"Mr. Li, it turns out that the Gu family has known about it for a long time. Do we want to stay here?" Several shopkeepers looked flustered.

"Starting tomorrow, you all go to find money and deposit it in the bank." Li Chongyi said: "We came to the bank to do things for Li Chengqian. How to deal with us, whoever let us come here has bad intentions, we don't need to care about reputation, he Li Chengqian is the emperor, let's talk to a few of you, instead of looking at Li Chengqian's face, we should be honest with the Gu family, the royal family is not necessarily It's reliable, but the Gu family has never done anything like kill a donkey."

Chapter 37

At home, Gu Qing listened to Wu Mei talking about what happened in the bank today, and asked in a low voice: "You have said that, how do they react?"

"The complexion is not very good, but since the words have been spoken, they should take action during this time." Sitting beside Gu Qing, Wu Mei said, "The concubine will rarely show up during this time, and the few members of the family A maid came forward to take care of it."

After taking a sip of tea, Gu Qing looked at the sky that was about to enter the night, "Don't go tomorrow, listen to the news of Chang'an."

"En." Wu Mei nodded.

At night, Gu Xiao left home after dinner, and Zhang Yugong accompanied the little master all the way back to the academy.

Zhang Jiuling, Li Linfu, and Yang Zhao looked at Gu Xiao and wondered, "Why are you making an appointment at night, isn't it good during the day?"

"I want to discuss with you about plans to get rich." Gu Xiao said again: "Brother Fang."

"Fang Cheng was supervised by his father to do his homework first." Zhang Jiuling replied.

"Then I'll make a calculation with the three of you." Gu Xiao took out a large map and spread it out on the ground. This is a map of the Central Plains. Few people used to map this kind of map, and they didn't dare to map it. , It’s just that for the needs of lectures in the academy, this kind of map has been spread, and the court has also acquiesced. After all, Datang has sharp firearms and such things are no longer a big threat.

Gu Xiao went on to say: "Now my father is building roads. We can just use the convenience of road construction to build our various transportation stations. In the future, we will earn money by transporting things."

"Business requires capital, do you have capital?" Yang Zhao said.

"Gu's family is as rich as an enemy country, will Gu Xiao be short of money?" Li Linfu said.

"Okay, listen to me." Gu Xiao said: "Now that the Tang Dynasty is opening up business routes, I have asked Uncle Zhang to find out about the pawn traders in Chang'an these days. Uncle Zhang, how is the situation?"

Zhang Yugong nodded when he received the words and said: "Many people in business have to transport goods. For example, goods from Jiangnan need to travel a very long way to Chang'an. Nowadays, all merchants have trackers walking around to deliver goods. There are also high and low prices, usually the price starts from sitting on the ground, but the general price is the same, and it will be cheaper to go by water.”

Zhang Jiuling understood Gu Xiao's intentions and said puzzledly: "According to what Brother Zhang said, there is a tacit agreement among the big merchants in transportation, but in fact, this kind of business has already existed, and it may be difficult for you to pick up the loopholes. "

"Looking at it now, it is indeed the case." Gu Xiao continued, "It's just that now each company only transports their own. What if we integrate them together? For example, other trackers can only deliver one family. Let's unite The three families merged into one family to deliver, and the cost of sending the three families’ items would be much lower, and I have another idea, which is the students of the academy today.”

"Our business can start from the academy. Many academy students communicate with their family members through letters. Sending letters is an expensive job. The wandering vendors will charge different prices according to the distance of the place." Gu Xiao said again: "It's better for us to take over the entire business first, and we will do it. From letters to goods, we will grow step by step."

The three of them listened quietly to Gu Xiao's words, but their expressions were still a little hesitant.Hundred Flowers Literature

Gu Xiao continued: "For example, we help students send letters back to their hometowns. We set out a group of people in three days, according to the location of each student's hometown from far to near."

Speaking of which, Gu Xiao took out the charcoal pencil he had prepared earlier, and drew a line from the academy to Luoyang, and then said, "Look at how many counties and counties can be branched in the route from the academy to Luoyang, use the academy as the starting point, From Luoyang as the terminal point, scattered along the way, there are at least hundreds of students whose hometowns are near this route, right? We can set up a management station at each main road, and then the management station will distribute it to each county."

"Sending one family is also a gift, and sending ten is also a gift, and at worst, several families in one direction will be sent together." Yang Zhao understood a little and then said: "This will reduce manpower and costs, so that we can attract more at a lower price." It doesn’t matter if it’s a loss-making business at the beginning, it’s like grabbing land, we first grab all the business from several lines, and there will be continuous business in the future.”

"Sounds really good." Zhang Jiuling asked again, "Your Gu family is indeed rich, but do you have people?"

"Uncle Zhang knows a lot of rangers, so ask Uncle Zhang to help me find someone." Gu Xiao looked up at the tall Zhang Yugong, "Uncle Zhang, you will help me, right?"