Rebirth of the Soft Rice King

Page 1561

Fang Tiandao: "To put it bluntly, it is equivalent to a bank card, a tool for saving and spending money in it."

Yang Fan was puzzled and said: "When you buy things in Yunduo Mall, you can now bind a bank card for quick payment. Why do you need a payment tool?"

"It's different." Fang Tian shook his head: "If the user's money is only in the bank card, the rules of the game are in the hands of the bank, but if we have our own payment tools, the money will stay in our ecological circulation."

"With the help of it, we can develop businesses such as finance and wealth management in the future. In other words, it is equivalent to opening our own bank!"

Everyone was stunned. Is this the rhythm of confrontation with the bank?

Chairman Fang's idea is really bold!

"The development of our payment tools has three major benefits, and the one just mentioned is just one." Fang Tian said with a smile: "The second benefit is to prosper the Internet economy and make online payment easier and more convenient!"

The online payment in this era is too backward. For example, to recharge virtual currency to play games, you can either buy a phone card or game card to recharge, or use PC online banking. No matter which one is, it is not as convenient as online payment tools.

In the future, many people will be used to WeChat payment or Alipay payment, but now, these tools do not exist.

Everyone understood that to play games on the YY platform, and on Jinyu, you have to recharge, but the current online payment is really too troublesome.

Fang Tiandao: "Third, netizens are more confident shopping in Yunduo Mall, because there is a third-party guarantee platform."

Without Alipay, there would be no Tmall Taobao.

The most original function of Alipay is not to buy and buy, but a third-party guarantee tool. To put it bluntly, it is to buy things online. The money will not be directly transferred to the merchant’s account, and the platform will keep it for you. When you receive the goods, Calling the merchant.

The birth of this tool has greatly enhanced the confidence of online shopping consumers!

Especially on a c2c platform like Taobao, where the character and products of the merchants are questionable, how many people dare to place an order online?

Without this third-party guarantee tool, Ali's e-commerce kingdom would not exist.

If the e-commerce platform wants to succeed, the payment guarantee tool is the core!

Fang Tian said solemnly: "If we can make the payment tool successful, then our e-commerce empire dream will be half successful!"

This tool is really extraordinary. Every member of the team turned serious and serious, and could feel that the weight of this product was unprecedented!

If there is, there is only yy, a social chat tool.

Yang Fan couldn't wait to say: "Brother Tian, ​​what's the name of this payment tool?"

Fang Tian wanted to use the name Alipay directly, meaning payment guarantee.

But after thinking for a long time, I still gave up. Don’t have the same name as Ali. Since you are reborn and start a business in this era, you should have your own ideas.

Besides, the current e-commerce business is different from Ali. Ali is just a platform. Except for supermarkets, it basically has no stores of its own. Unlike China, there is also a B2C self-operated store called Qianjin Mall.

Unlike Alipay, which cannot be used on JD.com, this tool can also be used on Qianjin Mall.

The name should not be polite. When doing business on the Internet, the simpler the name, the better.

Fang Tian picked up a white chalk, walked to the front of the small blackboard, and wrote three large characters - cloud payment!

"Cloud payment?" Everyone said in unison.

"That's right." Fang Tian said with a smile: "When you buy something online, after placing the order, the money will be kept in the cloud payment. With cloud payment, the purchase is more secure! It's that simple."

"Is that a good name?" Li Qiguang nodded with a smile. His prodigal wife must like it very much.

"That's the name of the Payment Assurance Facility, and there's another name for the Payment Facility."

Fang Tian thought of Alipay and Alipay balance. The two seem to be mixed together, but they are actually different. To make payment tools by yourself, you have to separate them.

Fang Tian turned around and wrote four big characters under the word "cloud payment"——

cloud wallet

"This name is not bad!" Zhang Xiaoyuan clapped his hands and laughed, "A wallet as big as Yun Duo, haha!"

Hearing what he said, everyone laughed, feeling that the name was very interesting.

Fang Tian laughed and said, "Although the wallet is big, there is no money in it!"

"Haha!" Everyone laughed.

The reason why Fang Tian chose the name Yunduo Wallet was to prepare for mobile payment in the future, and the name Wallet is more popular.

In addition, the shopping website I opened is called Yunduo Mall. Once the two are combined, it will be natural.

Fang Tianyu said in various ways: "From now on, we don't need to bring a wallet when we go out, the money is all in the cloud!"

"Okay!" Everyone applauded...

Yunduo, the name is also very connotative, how do clouds form?The water vapor from the earth rises into the air and is formed by the accumulation of countless small water droplets.

In many places, water also means money, "water for wealth", salary, pumping water.

The so-called pumping means that people make money and extract profits from it. This is also the source of income for online shopping platforms.

In the future, the cloud payment platform will gather a lot of money!

1279 Chapter 1279 / such a big magic power

For cloud payment, Fang Tian arranged for Yang Fan and Du Fei to do it.

The reason why Du Fei was recruited was because he was a security expert responsible for the payment security of cloud payment.

This is not a joke, a loophole will cause countless users to suffer heavy losses.

For safety, Du Fei will lead the team to do it, and Fang Tian can rest assured.

Everything that needs to be arranged has been arranged, and there is nothing to say. I believe that with the high efficiency of the team, cloud payment will be launched soon!

They were so engrossed in the meeting that they forgot to eat breakfast. Yang Fan, Zhang Xiaoyuan, and Du Fei lowered their heads and wolfed down the food.

, Fang Tian answered the phone and walked out.

"Boss Fang, is that you?" A girl's voice came with a crisp voice.

Fang Tian was taken aback: "Who are you?"

"Oh——" the girl sighed, "It seems that you really forgot about me. His body already belongs to you. How can you forget me?"

Sweating?What what?Fang Tian felt baffled. "Miss, are you mistaken?"

"Miss what, you say it again?" The girl became a little tough, and said: "I am Fangyanxi."

"Dialect Creek? Who is it?"